Open Question: Shell Casualty Co. insures Bob under a PAP and also insures Ted under a seperate PAP. Bob and Ted were involve?

Shell Casualty Co. insures Bob under a PAP and also insures Ted under a seperate PAP. Bob and Ted were involved in an auto accident when Bob ran a red light and struck Ted's car. Shell paid damages to Ted under his collision coverage. Shell then sent Bob a notice of intent to subrogate. Bob denies that he has any liability to Shell. Shell argues that Bob is liable to it for its payment to Ted because the accident resulted from Bob's negligence. If Shell sues Bob,who will prevail? A. Bob because an insurer cannot subrogate against its owninsured. B. Bob because he cannnot be liable to Ted for any damages Ted suffered in the accident. C. Shell because Bob is a legally liable third party as to Ted. D. Shell because Bob is not an additional insuredunder Ted's auto policy. Read more: http://www.justanswer.com/tags/legal/subrogate?r=ppc|ga|1|Law|Subrogate&JPKW=subrogate&JPDC=S&JPST=&JPAD=3434608803&JPAF=txt&JPCD=20100304&JPRC=1&gclid=COGP2IeAo6ECFRUeDQodNxqnyQ#ixzz0m9rMa17e